Greg Graham

Greg Graham approaches the lender landscape as a matchmaker of sorts, pairing borrower profiles with the institutions most likely to say yes. His writing leans conversational and story-driven, often opening with a hypothetical borrower's dilemma before untangling the fine print. Curious about credit unions, online-only lenders, and peer-to-peer platforms alike, he spends his free time comparing approval odds and unusual loan structures most people never think to question.

2 articles

Jul 4, 2026

Upgrade Personal Loans Review: Rates and Terms

Upgrade accepts borrowers with credit scores as low as 580, but its origination fees run up to 9.99 percent. Here's how its rates, terms and fees compare.

Jul 4, 2026

Hardship Personal Loans: Eligibility, Uses and Alternatives

A hardship personal loan is a small, short term loan designed for people dealing with a sudden financial setback such as a job loss or a stack of unpaid medical…