Greg Graham6 min read
Auto Loans for Financing Your Vehicle
An auto loan can make a car purchase manageable, but the monthly payment does not tell the whole story. See how credit, down payments, loan terms and fees affect cost,…
credit scores
Greg Graham6 min read
Roger Bailey6 min read
Missed Car Loan Payments Can Lead to Repossession and Other Consequences
Missed car payments can lead to fees, credit damage and repossession, but there may be time to act. See how lender hardship options, refinancing, selling and voluntary repossession compare, and…
Roger Bailey10 min read
Personal Loans for 450 Credit Scores and Available Choices
A 450 credit score makes personal borrowing harder, but some lenders look beyond the score. Compare fees, repayment terms and alternatives, from secured loans to buy now, pay later plans,…
Greg Graham5 min read
Credit Utilization Tips to Boost Your Credit Score
Your credit utilization ratio can move as card balances and limits change. Learn how to calculate it, why the 30% benchmark is useful, and how paying down debt, requesting a…